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Five of the best ways to lower your insurance

4

Black box insurance

 
Black box insurance

If you value your privacy, then black box insurance isn't something you should consider. If you value your bank balance, though, the black box is something which you should definitely consider - especially so if you are a younger driver.

Black box car insurance is usually reserved for 17 to 25 year olds. It is essentially an insurance policy which has a black box installed in your car which measures your speed, driving style, and at what time you drive. All of this data is collected and determines the price of renewal. Some insurers can offer a 70% discount on renewal prices for good driving, which is not to be sniffed at. However, if you intend on actually enjoying your car and taking it for some drives on country roads, the black box probably won't be ideal for you. Careful drivers will definitely benefit though. 

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